DSCR Insights

Using a DSCR Loan for a Single-Family Rental Property

CapitalVanta

Published on: 23/03/2026

Yes, you can use a DSCR loan to buy a single-family rental property. The property’s rental income is what qualifies the deal—not your W-2, tax returns, or personal debt-to-income ratio. For Massachusetts investors looking at single-family rentals as a way into or through the DSCR market, here’s what to know before you talk to a lender.

Learn More

Can You Get a DSCR Loan on a Condo or Townhouse?

CapitalVanta

Published on: 22/03/2026

Yes. Most DSCR lenders will finance both condos and townhouses as investment properties. But the two property types are not treated equally. Townhouses are generally straightforward. Condos introduce extra lender requirements that can slow down or kill a deal if you are not prepared for them.

Learn More